The Spender's Guide to Debt-Free Living - by Anna Newell Jones (Paperback)

Number of Pages: 240
Genre: Business + Money Management
Sub-Genre: Personal Finance
Format: Paperback
Publisher: William Morrow & Company
Age Range: Adult
Book theme: Money Management
Author: Anna Newell Jones
Language: English

About the Book

"Takes readers through a ... step-by-step plan on how to do a spending fast and get out of debt, including creating a personalized Debt-Free Life Pledge, understanding where your money is going when you're in debt--and where it will come from to pay it off--learning why putting money into a savings account before (or while) paying off debt may not be the best idea for you, finding additional income sources and generating side gigs, [and] re-integrating spending into your life once you're out of debt, so that you stay out of debt"--Amazon.com.

Book Synopsis

Popular blogger Anna Newell Jones of AndThenWeSaved.com delivers this self-help manifesto that reveals how a spending fast will help you get on the road to living debt-free.

In 2009, young photographer Anna Newell Jones was rapidly suffocating under the weight of too much debt. An inveterate "spender," she was in way over her head, to the tune of almost $24,000. She knew her debt was only going to get worse if she didn't take action, but she didn't know where to look for help. On a whim, Anna decided to go on a spending fast--an idea she heard in passing but knew little about. Creating her own method, she learned what worked and what didn't and wrote about it on her blog, AndThenWeSaved.com. Amazingly, Anna was able to eliminate all $23,605.10 of her debt in only 15 months! She was interviewed in Forbes, Self, Glamour, Good Housekeeping, and the Chicago Tribune.

Anna's journey inspired people and showed them that they too could change the way they dealt with their own money woes. The Spender's Guide To Debt-Free Living takes readers through a detailed step-by-step plan on how to do a Spending Fast and get out of debt, including:

• Creating a personalized Debt-Free Life Pledge.
• Understanding where your money is going when you're in debt, and where it will come from to pay it off.
• Learning why putting money into a savings account before (or while) paying off debt may not be the best idea for you.
• Finding additional income sources and generating side gigs.
• Re-integrating spending into your life once you're out of debt, so that you stay out of debt.

Filled with do-it-yourself ideas, insight from experts, and tons of motivational tips and real-life practical advice, The Spender's Guide to Debt-Free Living proves that you don't have to win the lottery or get a new job to change your life.

From the Back Cover

An inveterate spender, Anna Newell Jones was desperate to end the cycle of overspending, debt, and shame. On a whim, Anna decided to go on a Spending Fast--an idea she'd heard in passing but knew little about. Creating her own method to pay down her debt, she learned what worked and what didn't and wrote about it on her blog, AndThenWeSaved.com. Amazingly, Anna was able to eliminate all $23,605.10 of her debt in a mere fifteen months--while making only $33,000 a year! Anna's journey has inspired people and shown them that they too can change the way they deal with their own money woes. The Spender's Guide to Debt-Free Living takes readers through a detailed step-by-step plan for their own Spending Fasts, including:

• Creating a personalized Get Out of Debt Pledge. - Mastering Needs-Only spending.
• Finding additional income sources and generating side gigs.
• Learning techniques to handle difficult categories such as clothes, groceries, and social situations.
• Dealing with slip-ups and recommitting to debt reduction.
• Reintegrating spending into your life once you're out of debt--so that you stay out of debt.

Filled with do-it-yourself ideas, insight from experts, and tons of motivational tips and real-life practical advice, The Spender's Guide to Debt-Free Living proves that you don't have to win the lottery or land a high-paying new job to change your life.

Review Quotes

"After accumulating over $23,000 in debt, ...Jones...commits to a yearlong "spending fast"...Following 15 months of extreme thrift...she successfully regains financial freedom... Through a light, youthful tone and nontechnical language, this book offers a back-to-basics guide for those in need of debt-relief strategies."--Library Journal

"Charming and authentic...What began as a personal challenge...turned into an unexpected journey of radical self-discovery and personal reinvention...If you're looking for a thoughtful gift for recent college grads or newlyweds, this is definitely one book worth considering."--Better Investing Magazine